Step 1 of 4 · Your fee
Step 2 of 4 · Apply in order
Apply in this order
Start with number 1. If they say no, tap "Denied" and the next one opens. Stop at the first yes.
Step 3 of 4 · If denied
Still no approval. Two more roads.
Most people get a yes on one of these. First, one question about your home.
Step 4 of 4 · Library
Everything else, by topic
Only open what you need.